Resource Map
**Draft** Grade 9
Mathematics I & II
Outcomes Covered: Course 1, Strand E | Course 2, Strand E
Resources Included: Money & Youth | Indigenous Peoples’ Money & Youth | FinLit 101 | Talk With Our Kids About Money | Building Futures in Manitoba | Money Laughs | NextGen Edition | CFEE Blog
These Resource Maps look at all Outcomes and Manifestations of the course and identify a collection of free programs and resources available from CFEE that can be used to effectively support in-class instruction.
**Note** This is a draft curriculum and is subject to change.
Course 1: MAT.9.1.E
Complete Manifestation Resource Maps
The resources identified in these Resource Maps are all available for free from the Canadian Foundation for Economic Education.
In many cases, multiple possible resources are identified for a single Manifestation to offer flexibility for instruction. Use any or all resources, and adjust as necessary to fit your preferred teaching approach.
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Demonstrate an understanding of the different ways income is earned, how gross and net earnings are determined from wages and salaries, and by examining the societal role of deductions such as taxes, Canadian Pension Plan (CPP), and Employment Insurance (EI).
[C, CN, ME, PS, R, T]
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Demonstrate an understanding of how personal needs, wants, expectations, and experiences, affect spending decisions, with attention to both individual habits and other factors that tend to impact consumer behaviour and decisions, including
peer pressure
social media
advertising
cultural influence
digital and non-digital purchasing models.
[C, CN, ME, PS, R, T]
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Demonstrate an understanding of various payment methods, including cash, debit, and credit, and how ease of access to credit can impact spending habits and financial decision-making.
[C, CN, ME, PS, R]
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Demonstrate an understanding of different financial service providers including
traditional bank
online bank
credit union
fintech app
to determine the products and services they offer while recognizing their differences and their role in managing personal finances.
[C, CN, R, T, V]
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Develop a budget that considers personal experiences and cultural influences on saving habits, while supporting short-term and long-term financial goals, including planning for unexpected expenses.
[C, CN, ME, PS, R, T, V]
Course 2: MAT.9.2.E
Complete Manifestation Resource Maps
The resources identified in these Resource Maps are all available for free from the Canadian Foundation for Economic Education.
In many cases, multiple possible resources are identified for a single Manifestation to offer flexibility for instruction. Use any or all resources, and adjust as necessary to fit your preferred teaching approach.
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Develop an understanding of how education, career choices, and personal goals can impact future earning potential and lifestyle, recognizing the connection between individual expectations and long-term financial planning.
[C, CN, R, T]
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Develop an understanding of available borrowing options, including a short-term loan, student loan, car loan, line of credit, and mortgage, and recognize their impact on personal finances.
[C, PS, R, T]
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Demonstrate an understanding of borrowing decisions, the advantages and disadvantages of using credit, including credit cards, and how paying back debt can affect personal finances and influence credit scores over time.
[C, CN, ME, PS, R, T, V]
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Demonstrate an understanding of different types of investments and recognize how returns, tax implications, volatility, and risk factors, including fraud, scams, and deceptive schemes, differ among investment options.
[C, CN, R, T]
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Demonstrate an understanding of how different types of investments can grow or lose value over time by using technology, tables, and graphs to explore simple and compound interest and compare changes across various options.
[C, CN, PS, R, T, V]